Becoming the Lender was created to address the debt trap,
Something most of us were never taught to see as a problem. Instead, it's framed as "necessary" college debt, the American "Dream", or "helpful" refund advance loans.
For decades, financial literacy has been learning to budget and save. Rarely are we taught how money works, how income is taxed, how debt compounds, or how financial systems quietly profit from your hard work.
I'm Erica, an adjunct accounting professor with over 20 years of tax and nonprofit accounting experience.
I’ve worked inside the tax system and collegiate system. I’ve seen how policies, paperwork, and lack of information keep families dependent on debt for even daily necessities.
It’s not that people aren’t capable of saving. It’s that you were never taught the financial system wants you in debt. Becoming the Lender's mission is to change that.
Why this matters?
Banks make money off interest
But they can only make that money if people are borrowing. The more you borrow, the more interest you pay, the more the financial system earns.
The American Dream is really just debt
What better way to show you're successful than to have a nice car and home? The banking industry is "banking" on you thinking like that. That nice home makes you a 30-year customer.
If you have student loans and your kids will soon have student loans....
Instead of passing on wealth, we are creating a cycle of generational debt. For many families, the grandparents are still paying off their debt as their grandkids enter college.
Becoming the Lender was founded to change that
Our faith says the borrower is slave to the lender, so let's make it our mission to stop borrowing and begin building true wealth.
Ready to change the narrative?
Here's how we help. Choose an option that fits your current needs!
